Personal and Family Benefits:

Medical
KVH offers a Choice Plus plan through United Healthcare with an extensive Provider Network throughout the United States. KVH pays 70% of the cost of the healthcare premium. Employees' contributions are deducted from payroll under our Section 125 plan using pre-tax dollars.

Dental
KVH offers a very comprehensive dental plan which provides 100% coverage on preventative dental care including two cleanings per year (six months apart) and one exam. Basic dental coverage not considered preventative is covered at 80%. Major dental work is covered at 50%. There is a $50 deductible and a $1,000 benefit maximum per year. For children 18 years and under there is a $1,000 benefit maximum for orthodontics. Again, KVH bears the majority of the cost of the dental care, paying 70% of the premium.

Holidays
KVH has a total of ten paid holidays each year: New Year's, President's Day, Memorial Day, 4th of July, Victory Day, Labor Day, Columbus Day, Thanksgiving Day and the Day After, and Christmas Day

Vacation
KVH recognizes the need for each and every employee to take some time off to spend with family and friends or just to relax or travel. Employees earn two weeks of vacation time per year for the first five years. Vacation time increases to a maximum of five weeks per year after 20 years.

Supplemental Time
Balancing work, family and personal life is an issue for every employee. At KVH, we provide non- exempt (hourly) employees with two days per year to be used for personal or emergency situations. This time can be used in 4 hour increments.

Sick Time
KVH provides employees with five days sick time per year.

Stock Plans:

Stock Purchase Plan
Through the Stock Purchase Plan, you can invest in KVH and in yourself. This plan allows you to purchase the Company's Common Stock on favorable terms once you've been with KVH for one year. Twice a year, with Board of Directors' approval, for 26 pay periods each, employees can defer up to 6% of base pay (before taxes) during the offering period. At the end of the period, the money set aside is used to purchase stock at 85% of the cost of the period-ending price, as reported on the NASDAQ National Market. Stocks can be held for future investment or can be sold at 100% of the share value on the day of sale.

Insurance:

Life Insurance
KVH pays the entire cost of a $25,000 group life and accidental death and dismemberment insurance plan for employees.

Voluntary Disability and Additional Life Insurance
Employees have the option to purchase additional life and/or disability insurance via payroll deduction. This is a voluntary plan customized for each employee.

Long Term Disability Insurance
When an employee suffers a disability, the personal and financial costs add up quickly. To assist our employees during a period of disability, KVH provides Long Term Disability Insurance coverage to all regular, full-time employees - at no cost to the employee.

401(k) Plan:

401(k) Savings and Retirement Plan
The KVH 401(k) Savings and Retirement Plan provides employees an opportunity to accumulate savings on a tax-deferred basis. Employees can set aside up to 100% of pay. Also, the company will match up to $.50 on the dollar up to a 4% employee deferral for a maximum of $3000 per year.

Education:

Tuition Assistance
Each employee who comes to work with KVH brings with them a unique body of knowledge and skills. KVH encourages employees to continue their professional development and provides financial assistance for work- related courses and/or degrees. KVH reimburses 100% of pre-approved tuition costs to regular, full-time employees who have completed six months of employment and who have successfully completed approved courses with a grade of "B" or better. Maximum tuition reimbursement is $2,000 per year.

CollegeBoundfund:

CollegeBoundfund
CollegeBoundfund, a 529 plan managed by Alliance Capital, offers employees a way to save for the cost of college on a tax advantaged basis. KVH employees can defer contributions to the fund through payroll deduction with no monthly minimums. Establishing a CollegeBoundfund account is easy and is one of the most effective way to plan for college costs.